Exclusive Privileges for CardX and SCB Credit Cards

Redeem points to receive up to 15% cashback when use POINTX equal to the purchase amount.

Redeem Cashback

(Full amount spent per sales slip)
Enter code

15%*

(Spending of 1,000 THB or more per sales slip)

 PTE5

10%**

(No minimum spend per sales slip and unlimited points for cashback redemption)

 PTE1
*Limited to 1,000 redemptions per month and up to 3,000 redemptions throughout the campaign period across all participating stores.
*Maximum point redemption of 3,000 points per person per month (including all card types under the same name) across all participating stores.
*/**Full payment is required.
For payment of AIS phone bills, AIS Fiber internet service fees at AIS branches and online via the myAIS app.
Excludes payments made through e-Wallets.
Applies to all CardX and SCB credit card types except CardX FAMILY PLUS / SCB FAMILY PLUS cards.
If a cardholder registers for the campaign more than once, CardX/Bank will honor only the first registration with the highest benefit and applicable conditions.
Type the SMS code from the table (space) followed by the last 12 digits of your credit card number (space) followed by the purchase amount as shown on the sales slip. please include decimals if any and send to 4545454 and wait for a confirmation message from CardX / Bank. Register once per sales slip on the transaction date only. (SMS service charges depend on your mobile network provider.)

 

Use when necessary and pay back full amount on time to avoid 16% interest rate per year.

Terms and Conditions

  • This privilege is exclusive to CardX and SCB credit cardholders (excluding CardX FAMILY PLUS / SCB FAMILY PLUS cards) when paying full bills for AIS, AIS Fiber, under specified conditions at AIS branches and online via myAIS app (excluding payments via e-Wallet) between July 15, 2025 – September 30, 2025. Cardholders can redeem POINTX points for up to 15% cashback based on the full spending amount per sales slip, with cashback calculated according to CardX and bank policies.
  • Redeem 15% cashback: Full bill payment of 1,000 THB or more per sales slip. Limited to 1,000 redemptions per month and a maximum of 3,000 redemptions throughout the campaign period across all participating merchants. Maximum 3,000 points redeemed per cardholder (including all card types under the same name) per month across all participating merchants.
  • Redeem 10% cashback: No minimum spend per sales slip and unlimited points for cashback redemption.
  • Cashback redemption of 10% and 15% is exclusively for cardholders who register for the privilege via SMS by typing the SMS code as specified (space), followed by the last 12 digits of the credit card number (space), followed by the purchase amount as shown on the sales slip (include decimals if any), and sending it to 4545454. A confirmation SMS from CardX / bank is required. Registration is limited to once per sales slip on the transaction date only. (SMS charges apply based on mobile network provider.)
  • SMS code PTE1 is for 10% cashback redemption and PTE5 for 15% cashback redemption. (Please refer to the registration details in the table above.)
  • If a cardholder registers multiple times, CardX/bank will honor only the first registration with the highest applicable benefit.
  • This benefit is only for cardholders with sufficient points according to the conditions. Cardholders with insufficient points are ineligible for the promotion.
  • Cashback calculation is based on the redemption points corresponding to the whole number of the spending amount (decimals excluded).
  • Redeemed points will be automatically deducted from the cardholder’s points account after successful redemption equal to the spending amount.
  • Cashback will be credited to the credit card account used for the payment within 90 days after the promotion ends and will appear in the next credit card statement.
  • Redeemed POINTX points cannot be refunded, exchanged for cash or any other item, or canceled under any circumstances. Point Advance is not allowed.
  • The cashback calculation excludes any decimal points in the spending amount.
  • CardX and the bank calculate cashback based on registered redeemed points (excluding decimals). Redeemed points for cashback cannot be canceled, refunded, exchanged, or redeemed for cash in any case.
  • Excluded transactions: monthly installments via DeeJung (changing full purchase amounts into monthly installments via CardX App, SCB EASY App, or customer service centers), online installment payments, and any canceled transactions.
  • This benefit cannot be exchanged, transferred, or refunded for cash or any other privileges.
  • If the cardholder cancels the credit card participating in the promotion for any reason, CardX and the bank consider the cardholder forfeited from the promotion.
  • Other terms not specified herein are subject to conditions set by the merchants/service providers. Please verify terms before purchase/use of service.

  • CardX credit cards include SCB credit cards that have transferred business to Card X Co., Ltd. but have not yet changed to CardX card design.
  • Cashback privileges cannot be transferred, exchanged, or redeemed for cash or other benefits.
  • Benefits apply only to cardholders with active status, good payment history, no default on payments according to CardX and bank policies, and compliance with cardholder terms at the time of benefit redemption. CardX and the bank reserve the right to suspend or revoke benefits if the cardholder is found ineligible or non-compliant with rules.

  • CardX and the bank reserve the right to change conditions, terms, details, benefits, or cancel the promotion with 7 days’ prior notice. In case of dispute, decisions by CardX, the bank, and participating merchants are final.
  • CardX and the bank are not responsible for the manufacture, service provision, sale, import, or delivery of goods/services. They disclaim liability for loss, damage, defects, or inconvenience relating to goods/services. Please contact the merchant directly for any issues.
  • For more information, please contact CardX Customer Service at 1468 (for CardX products) or SCB Customer Service at 02-777-7777 (for SCB products).
  • Credit card and cash card products are provided by Card X Co., Ltd., part of the SCBX group, along with Siam Commercial Bank Public Company Limited.
  • Cash advance withdrawals on credit cards are subject to fees and interest charges from the withdrawal date.